Life Insurance Products | Term Life | Whole Life | Accident and Health | TransamericaDirect.com
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Term life insurance is an easy, cost-effective way to help protect your family’s financial future. A term life policy insures you for a set length of time or "term," such as 10, 20 or 30 years. If you die during the term period, your beneficiary is paid the death benefit.

When considering life insurance, term life insurance is a good first choice – especially for families just starting out. Term life insurance is an easy way to provide financial peace of mind for you and your family. It helps fill the gap left by the loss of your income and protects your assets.

Learn more about insurance types

Trendsetter® Super

The Trendsetter® Super Series of policies provide our most competitive rates on up to $2,000,000+ of term life coverage – more security for your family and more peace of mind for you.

Simple Term

Simple Term Life Insurance is one of the easiest ways to help provide security for your family with term life insurance protection. No medical exam is required. Just answer a few health questions to see if you qualify - that's all it takes.

Term life insurance is an easy, cost-effective way to help protect your family’s financial future. A term life policy insures you for a set length of time or "term," such as 10, 20 or 30 years. If you die during the term period, your beneficiary is paid the death benefit.

When considering life insurance, term life insurance is a good first choice – especially for families just starting out. Term life insurance is an easy way to provide financial peace of mind for you and your family. It helps fill the gap left by the loss of your income and protects your assets.

Learn more about insurance types
 

Products

Trendsetter® Super

Simple Term

Overview

 

Provides our most competitive rates on our highest levels of Term Life coverage.

Cost effective protection for a set length of time until age 69 that uses a simplified application process.

Coverage amount

 

$25,000 to $2,000,000+

$25,000 to $100,000

Coverage length

 

10, 15, 20, 25 or 30 years for the level premium or "term" length

Coverage until age 69

Details

 

Age to apply

18-80 years old

18-64 years old

Coverage levels

Will not decrease

Will not decrease

Rates

Will not increase during the level premium or "term" length

Will increase upon entry into each five year age band, but will never exceed guaranteed maximum annual premiums in policy

Spouse eligibility

Yes

Yes

Medical exam

Depends on age and coverage amount

No medical exam required

Health questions

Yes (detailed)

Yes (Simple)

Convertible to permanent protection

Yes

Yes

Advance payout for terminal illness

Varies by state

Varies by state

Optional coverage available

No

No

Builds cash value

No

No

Product details

 

Speak to an agent.


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